Ali Hamie
Want to Invest Without the US? Canadian Alternatives to XEQT and SPY
Want to invest without owning US companies? Compare XIC, VCN, and ZCN, then learn how to build a diversified portfolio outside the United States.
Investing
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Ali Hamie
XEQT vs VFV: Which ETF Should Canadians Buy in 2026?
XEQT vs VFV—and XEQT vs the S&P 500—for Canadians. Compare diversification, fees, currency exposure, rebalancing, and TFSA or RRSP roles.
ETFs
Ali Hamie
Investing Is Not as Scary as It Feels
Investing feels scary at first, but beginners do not need predictions, charts, or perfect timing. They need diversification, consistency, and time.
Investing
Ali Hamie
Wealthsimple vs Questrade 2026: Which Is Better for Canadians?
Both platforms now offer free trades. But Wealthsimple charges 1.5% every time money crosses the CAD/USD border — on the buy and the sell. Here's what that actually costs you.
Investing
Ali Hamie
Best ETFs in Canada for 2026: 6 Funds Compared
Compare six popular Canadian ETFs by risk, asset mix, fees and account considerations—without pretending one fund is best for everyone.
ETFs
Ali Hamie
How Much Should You Have Saved by 30, 35, and 40 in Canada?
Most 30-year-old Canadians have saved about $22,000. The benchmark says you should have 1x your salary. Here's what the numbers actually mean and what to do if you're behind.
Investing
Ali Hamie
You Don't Need to Make Good Money to Start Investing. You Need $25.
The biggest lie in Canadian personal finance is that investing is for people who have money to spare. Fractional shares, zero commissions, and one ETF have made $25 a paycheck a legitimate wealth-building strategy. Here is the math.
Investing
Ali Hamie
Why Is Your Mutual Fund Quietly Stealing From You?
Canada has some of the highest mutual fund fees in the world. It is not an accident. It is a system that pays your advisor to keep you in expensive funds. Here is how it works and what to do about it.
Investing
Ali Hamie
RRSP or TFSA: Which Do You Fill First?
RRSP or TFSA first? Use your income, employer match, goals, and 2026 contribution limits to decide where your next dollar should go.
RRSP
Ali Hamie
What Should I Actually Buy Inside My TFSA?
Most Canadians have a TFSA. Most Canadians are leaving it in a savings account earning almost nothing. Here is the one thing to buy instead, and the math on why it matters.
TFSA
Ali Hamie
You Should Open an FHSA Even If You're Never Buying a House. Here's Why.
Most Canadians think the FHSA is only useful if you're saving for a home. That assumption is costing them thousands. Here's how the FHSA wins whether you buy a house or not.
FHSA